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RAFMM participants
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PecunixThe Pecunix payment system belongs to the "gold-based e-currencies" group (electronic currencies based on Gold equivalent). The most known electronic payment system is e-gold. Pecunix is not so popular as e-gold. But Pecunix is safer and secure. Pecunix was founded in 2002. It is an officially registered brand of Pecunix Incorporated company. The company owner is under the law of the Republic of Panama. Probably because of the law specific of this country Pecunix will never show its' own statistic of work. There is no official information about the number of accounts and current asset turnover. The payment unit at Pecunix is gram of Gold (GAU – Grams (G) of Gold (AU - "aurum"). In this way 1 GAU = 1 Pecunix or 1 Pecunix is an equivalent for 1 gram of Gold. For easy calculations between some users an alternative unit is used it is called troy ounce of Gold or OAU (Ounces (O) of Gold (AU)). Pecunix does not take any payment for keeping of cash assets at users’ accounts. Besides all Gold-value recourses which work with electronic payment systems are kept in Zurich (Switzerland). In fact keeping cash assets in the Pecunix electronic currency you invest your money to pure Gold in this case Swiss banking system guarantee the secure of your capital investments. Pecunix is a multi-currency payment system (22 national currency, among them the Russian rouble, is supported). According to this anybody can open an account at Pecunix. There are no special requirements for the entering the reliable personal information of account’s owner. To register an account is for free. The work with account goes through the protected web-interface of the system. The account’s number is the unique e-mail address pointed by user in the registration information. At first login to the just now registered account the user gets specially generated by system unique PIK – keys (Private Identification Keys). This is Account Details PIK – code which is used by user for changing his personal settings in the account. Also Payment PIK is the code phrase for the confirmation of all transactions. As a result Pecunix provides highly protected three-level system of safety by combining user’s password and two PIK codes. If you did not use your account at Pecunix during 5 years but there is more than 5 grams of Gold (more than 75 US dollars equivalent) the administration of the payment system will connect with you and tell about this fact. If at your account was less than 5 grams and during 5 years you was not using your account you can forget about your cash assets forever. Such accounts are blocked automatically.Commissions and terms of payment: If you make the payment less than 100 grams of Gold (less than 1500 US dollars) the system’s commission will be 0,5%. For payments which are more than 100 grams of Gold the system’s commission will be 0,15% for the transaction. The maximum of the system’s commission can not be more than price of 3 grams of Gold equivalent (about 45 US dollars). The minimum sum of the payment is 0,0001 gram. At the payment moment the payer chooses how and who will be paying the commission for the transaction. There are three variants: the sender pays the commission, the recipient pays the commission or the commission sum is divided among sender and recipient in equal parts. Terms of the transactions – instantly. |
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