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RAFMM participants
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V-MoneyV-money is the payment system controlled by Globyte S.A. corporation (the Republic of Panama), obtaining the license ? 2007-4886 at 18th of June 2007 which allows to carry out on-line transactions.You can exchange currency in this system without problems at several exchange offices; you can know the exchange rate by coming to our monitoring of exchange offices. Unlikely when commercial project is worked out its developers at first count on that their services will be not popular or will be unnecessary. Meanwhile this statement is true for a lot of companies. It is seemed that all new electronic payment systems appear in the Internet only to make semblance. The majority of new electronic payment companies works as ordinary payment services, in fact do not offering nothing new for the market. And even after long work’s period of such electronic payment systems, you can find the mention about them only at few informational sites. In this article we will look at such typical electronic payment system – V-money. It is no wonder that at the official system's web-site we find rather little information about company-owner of V-Money; it is an offshore company Globyte Inc. registered at Seychelles. According to news which are presented at the web-site of the system this payment system opened in 2005. Neither financial nor statistic data are not presented here. In 21st of April 2006 V-Money has got an offshore status of the jurisdiction. The management company's office is in the Switzerland (Canton Ticino, c. Lugano). By the Swiss laws which regulate the bank activity the maximum sum for the storage at client’s accounts can not be more than 3000 Swiss franc or 2350 US dollars. The management of the company became dissatisfied by such state of things. To open an account at V-money you need to create account's name, to write down your e-mail, to define four-figured PIN-code (it is necessary for changing personal settings and for confirmation of the transactions), to write down name, residential address and telephone number. The letter will be received to the e-mail including six-figured account number which was generated by the system, and the password which is recommended to use at first authorization in user’s zone. According to terms of the user’s agreement V-Money allows to open only one account per one user. The work with account is going on through web-interface by protected SSL – log file. The currency of the V-Money account is electronic equivalent of the US dollar. After entering the V-Money system the first thing which interested us was money replenishment. Having used Deposit section we realized that the system allows to deposit the account directly from the e-gold payment system. We have tested this possibility and made sure that it works but it took several hours until money gets from e-gold to V-money. The good thing is that money can be replenished from e-gold without commission. The same way virtual cash in V-Money can be withdrawn to e-gold. But 3% will be taken from the sum which is transferred to e-gold for this transaction. Moreover the minimum sum can not be less than 5 US dollars. For the intersystem payments V-Money commission is 1% and is taken from the sender (the minimum payment is 0,10 US dollars). Any transactions which are connected with expense of money resources in the required order are confirming with PIN-code which is known only for account’s owner. This is a key moment in the safety system of the V-Money. The V-Money can be changed to the other electronic payment systems such as e-Bullion, Pecunix, WebMoney. For this purposes system has agreement with two automatic exchange services; information about which you can find at V-Moneys web-site in the section Exchange partners. Interesting feature of V-Money system is the possibility to withdraw money to the anonymous debit card Cirrus/Maestro. The card is sent to any country in the world and taking into account all expenses for delivery and activation it will cost for the customer 50 US dollars. But the tariffs are rather high. Monthly servicing of the card is 4,5 US dollars; the percent kept by V-money system for card replenishment is 3%; besides 3,5 US dollars bank takes for every withdrawal in ATM. Unfortunately to estimate the quality of the work with V-Money plastic cards is not possible, because we do not know about any user’s opinion for this question. Talking about V-Money it is necessary to note developers' efforts in the case of the partner’s program creation. From every payment of your referral you will receive 25% from the payment system commission. This is not a big sum, but nevertheless this is V-Money’s plus. Also the positive side of the system is the fact that V-Money allows easy and favorably to organize reception of the payments on the web-site. You only need to input simple html-code to the page and cash for the V-Money receptions is ready. Here I offer to stop and ask the question, why we can have the necessity to receive payments through V-money? Frankly speaking this question should be asked to support of the payment system. And just they should be asked, why V-Money is accepted only by three little-known services today, about existence of which we can knew from the section Merchant Directory. Really for all time of system's existence only two on-line casino and book-makers office were interested in V-Money? Obviously the popularity of any modern business depends on how successful will be know-how at the competitive market. Electronic payment market is not an exception to the rule. V-Money does not offer anything new among other payment systems. Deficiency of the unicity makes V-Money the same as the other systems and as consequence unattractive for the users. Registration: Following the link V-Money pressing "Register" and filling in the following form: Please enter a Name for your Account Enter your email address Select a Pin Code\Confirm your Pin Code Your Name Your Address City Zip / Postal Code Select a Country Phone Number Enter a Secret Question Enter the answer to your secret question Enter your referrer's account number Agree with terms – put a tick in agreement with system rules, enter a verifying code and press button Register Now. After all actions are done the letter with an account number in system and the password will come. |
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